Simmons Rewards Visa Signature®
With the Simmons Rewards Visa Signature® card, you can earn points with every purchase and redeem them for cash, airfare, travel packages, gift cards and much more.
Great rewards start here.
- 1.25 reward points for every dollar spent{15}
- 16.50% - 24.50% Variable Purchase APR{15}
- 0% Intro APR for 12 billing cycles on balance transfers completed within 60 days of account opening. After that, 16.50% - 24.50% APR variable.{80}
- Spend $3,000 in purchases during the first 3 months to earn 30,000 Bonus reward points{198}
There's something for everyone.
Whether you want to upgrade your tech or plan your next getaway, it’s easy to earn points on your day-to-day spending, and then redeem them for something you love.
Start your next adventure with rewards including airfare, hotel stays, car rentals and fuel.{22}
Choose from the latest electronics, brand-name accessories, jewelry, appliances, outdoor gear and more.
Earn gift cards for your favorite places, including top retailers, restaurants and online stores.
Pay yourself back by redeeming your rewards for a statement credit or direct deposit.
And more!
- Global acceptance
- Car rental coverage{22}
- Complimentary 24-hour Visa Signature concierge{42}
- 24-hour customer service
Look. Tap. Go.
You can now tap to pay for fast, easy and secure checkout using your contactless Simmons Visa credit card. Your contactless Simmons Bank Visa card has the same protection as a chip card, so it's also a secure way to pay.{87}
Get Mobile Wallet
Mobile Wallet allows you to make purchases at participating locations with just one touch of your device—no need to swipe your card. It's the simplest, most secure way to make purchases with Apple Pay®, Samsung Pay or Google Pay™. Just add your Simmons Bank card to your smartphone or tablet, and you're good to go.{16}
Get started with Simmons Rewards Visa Signature®
Applying for a Simmons Bank credit card is simple. Whether you apply online or in person with a Simmons Bank associate.
Manage your finances in one place.
Too many apps? Manage your banking and credit card accounts from the same dashboard on any device with Simmons Bank Online & Mobile.{16}
Simmons Bank Online & Mobile
- Check your statements
- Transfer funds
- Deposit checks
- Manage and pay bills
- Setup card alerts
- Access business services
Get all of these features and more when you sign up!
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Credit Card FAQs:
You will need a valid driver’s license, your social security number and some standard personal information – your address, employer and contact information.
Yes, we will check your credit score as a part of the application process.
Your application will be approved or denied in 24-48 hours. You will receive a notification in the mail in 5-7 days notifying you of a decision.
Your new card will be mailed 3-5 days after your approval.
You can activate your card by calling 1-888-222-0215.
Yes, our Simmons Bank credit cards can be added to your mobile wallet and used to pay anywhere Apple Pay, Google Pay or Visa Checkout is accepted.
You can make a payment on your account by calling 1-800-272-2102.
Call 1-800-272-2102 to report your card lost or stolen, and receive a replacement.
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{15} Annual Percentage Rate (APR) accurate as of December 19, 2024. Actual rate offered dependent on applicant's creditworthiness. Account subject to credit approval. See the Summary of Rates and Terms - Simmons Rewards Visa Signature for account pricing and details and the Credit Card Agreement for account terms. 1.25 Rewards Points are earned for every $1 of net purchases on the account. Purchases exclude cash advances, balance transfers and fees. Net purchases is the sum of posted purchases less returns and refunds. Certain restrictions, limitations, and exclusions may apply. See the Simmons Bank Rewards Program’s Terms and Conditions for details.
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{80} 0% Intro APR for 12 billing cycles on balance transfers completed within 60 days of account opening date. This introductory promotional rate carries a fee of either $10 or 5% of the amount of each balance transfer, whichever is greater. After the promotional period, the purchase APR will apply.
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{198} Available for new cardmembers only; existing and former cardmembers are not eligible. To qualify, $3,000 or more of net purchases must post to your account during the first 93 days after account opening. Purchases exclude cash advances, balance transfers and fees. Net purchases is the sum of posted purchases less returns and refunds. Rewards will be given one to two billing cycles after qualifying.
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{22} Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for Simmons Visa or Guide to Benefits for Simmons Rewards Visa Signature for further details. Not a Deposit | Not FDIC Insured | Not Insured by any Federal Government Agency | May Lose Value | Not Bank Guaranteed
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{42} Simmons Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders' behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at www.visasignatureconcierge.com.
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{87} Contactless payment applies only to Simmons Visa debit and credit cards. The contactless symbol and contactless indicator are trademarks owned by and used with permission of EMVCo, LLC.
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{16} Data connection required. Wireless carrier fees may apply. Mobile deposit is available to Simmons Bank online and mobile banking customers who are at least 18 years of age and have the most recent Simmons Bank App for iPhone®, iPad®, or Android™.
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{159} To request a copy of credit card agreements and disclosures, please call 1-800-272-2102 or fill out the Credit Card contact form.
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{271} iPhone, iPad, Apple, the Apple logo, Apple Pay, and the Apple Pay logo are trademarks of Apple Inc. Android, the Android Logo, Google Pay, and the Google Pay logo are trademarks of Google Inc. Samsung, the Samsung logo, Samsung Pay, and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.