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Optimize your cash when you need it.

Liquidity management services from Simmons Bank

Liquidity management

Having access to liquid assets helps ensure your business runs smoothly when met with cash or collateral obligations. Our liquidity management services offer solutions to help you consolidate funds and manage your liquid assets effectively.

 

Our services

Loan sweep

Simmons Bank's loan sweep service relieves the daily burden on cash managers to determine a cash position and transfer funds to a line of credit. Funds in excess of those needed to support daily activity are automatically transferred to your company's line of credit. When daily checking account activity requires funding, the funds are automatically swept from the line of credit.

Zero-balance accounts

Simmons Bank's Zero-Balance Account (ZBA) service eliminates the need to monitor and manually transfer funds between your company’s accounts. Set a preferred target balance on a sub account and funds will automatically transfer from/to the master account whenever debits are presented or deposits are made to the sub account to maintain specified target balance.

Insured Deposit Sweep

Insured Deposit Sweep offers your company a way to invest excess cash automatically to help increase returns. Set a preferred target balance on a checking account and excess funds will automatically transfer at the end of the day into an investment account. If the checking account is in a negative position, funds will automatically sweep from the investment account to cover the deficiency.

  • {169} Investment and Insurance Products are: Not a Deposit | Not FDIC Insured | Not Insured By Any Federal Government Agency | Not Bank Guaranteed | May Lose Value