Start the year with savings: financial goals & habits for 2025

Saving can be enjoyable

As the new year begins, it's the perfect time to set new financial goals and create smart savings habits. With the right strategies and a little commitment, you can make significant progress toward your financial aspirations this year. Get ready to take control of your finances and watch your savings grow with these useful strategies.

Plan your savings

Start your year off with our Traditional 52-Week Savings Challenge! This fun and engaging challenge encourages you to set aside a small amount of money each week, gradually increasing the amount as the year progresses. By the end of the challenge, you could save over $1,300. If you want to save more upfront, try the Reverse 52-Week Savings Challenge—start with the larger amount and decrease it weekly! It's a perfect way to build your emergency fund or save for a specific goal, such as a family vacation or holiday expenses.

If you’re looking to boost your savings even more check out our 5k and 10k 52-Week Challenges.

Making saving effortless

To enhance your savings experience, consider pairing Coin Checking + Savings accounts. When you combine these two accounts, you not only streamline your banking, but also enjoy extra interest simply for using your debit card. This means that every time you make a purchase, you’re working towards your savings goals without extra effort.

Save automatically by scheduling direct deposits from your checking to savings accounts on payday. Alternatively, consider setting up weekly transfers if you're participating in one of the 52-Week Savings Challenges. This feature is available for any of our checking and savings accounts.

Simmons Bank customers save even more with Round-Up. Once enabled, every time you make a purchase, the amount is rounded up to the nearest dollar, and the spare change is automatically transferred to your savings account. This small change can lead to big savings over time, allowing you to effortlessly build your savings.

Children can join in on the fun too! Consider setting up a Simply Youth Savings account or a Save10 account to help them get started!